Explore personalized financial planning that adapts to your unique goals and circumstances — because your financial journey deserves expert guidance.
All financial decisions involve risk, and individual circumstances may affect outcomes.
Get a complete assessment of your current financial position with detailed analysis and actionable recommendations tailored to your specific situation and goals.
Discover MoreWork one-on-one with our experts to develop comprehensive strategies that align with your short-term needs and long-term aspirations.
Discover MoreReceive continuous guidance and regular check-ins to ensure your financial plan stays on track as your life circumstances evolve.
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Senior Financial Consultant
With over 8 years of experience helping Canadians navigate complex financial decisions, Sarah specializes in comprehensive planning strategies that deliver real results for busy professionals.
Retirement Planning Specialist
David brings 12 years of expertise in retirement strategy development, helping clients build sustainable financial foundations for their golden years with confidence and clarity.
Tax Strategy Advisor
Jennifer combines her accounting background with strategic planning expertise to help clients optimize their financial structures while minimizing tax implications across all life stages.
Client Relations Coordinator
Mark ensures every client receives exceptional service throughout their planning journey, coordinating consultations and maintaining ongoing communication to keep your goals on track.
Helped a 28-year-old software developer establish a comprehensive emergency fund and debt reduction strategy while maintaining lifestyle goals.
Built 6-month emergency fund and reduced debt by 40% within 18 months
Worked with a couple approaching retirement to restructure their financial approach and maximize their available resources for their golden years.
Identified additional $85,000 in potential retirement income through strategic restructuring
Developed a comprehensive approach for a family looking to optimize financial structures across multiple generations and life stages.
Created streamlined financial framework reducing family-wide tax burden by 25%
Past performance does not guarantee future results.
We stand behind the quality of our consultation services with a satisfaction-focused approach to every client relationship.
If you're not completely satisfied with your consultation experience within the first 30 days, we'll work with you to address your concerns and ensure you receive the value you expected from our services.
Start Your JourneyIndividual results may vary based on personal circumstances, market conditions, and implementation of recommendations.
To provide accessible, comprehensive financial guidance that empowers Canadians to make informed decisions about their financial futures with confidence and clarity.
Creating a world where everyone has access to personalized financial guidance that adapts to their unique circumstances and evolving life goals.
Clear, honest communication about all aspects of our services, fees, and recommendations — no hidden agendas or confusing jargon.
Every consultation is tailored to your specific situation, goals, and preferences — because one size never fits all in financial planning.
We believe in empowering clients with knowledge and understanding, not just providing recommendations they can't comprehend.
Our strategies prioritize sustainable, long-term success over quick fixes or short-term gains that might compromise your future.
Founded cerenalyvos Financial Planning with a vision to make professional financial guidance accessible to all Canadians
Reached our first 500 client consultations and expanded our service offerings based on client feedback
Launched our subscription-based planning model and achieved over 1,000 successful client engagements
Continuing to innovate our consultation approach while maintaining the personal touch that sets us apart
Advanced planning tools that help us create comprehensive financial projections and scenario analysis for informed decision-making.
Encrypted platform where clients can securely access their consultation materials, recommendations, and ongoing communication.
Real-time access to Canadian financial market data and economic indicators to inform our consultation recommendations.
Automated systems ensuring all our recommendations comply with current Canadian financial regulations and best practices.
Take the first step toward your financial goals with a personalized consultation designed around your unique situation and aspirations.